How I Use a Monthly Expense Tracker to Align My Business with My Dream Lifestyle

Use a monthly Expense Tracker to create your dream life

When you think about building a business, what’s the first thing that comes to mind? For many entrepreneurs, it’s revenue, profits, and scaling. But here’s the kicker: if you’re not crystal clear on how much you need to live your dream lifestyle, all that hustle might not actually lead you where you want to go.

That’s where a monthly expense tracker becomes your secret weapon—not just for managing your finances, but for designing a business that fully supports the life you’ve always envisioned.

In my latest episode of Wired to Crush It, I’m diving deep into the three financial goals every entrepreneur needs to know: Financial Independence, Financial Comfort, and Financial Freedom.

These aren’t just numbers—they’re milestones that define the lifestyle you’re working so hard to create. And the best part? 

I’ve created a free Lifestyle Goals Worksheet to help you map out these numbers and start tracking your progress today.

Imagine knowing exactly how much you need to:

Cover your basic living expenses
Add the “nice-to-haves” like travel, dining out, or that dream home cleaner
Achieve true financial freedom with passive income streams

Sound exciting? I’ll walk you through how to figure out your numbers, how to use them to track your progress, and why this clarity will help you make better decisions for your business and life.

Episode #349

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Expense Worksheet & Lifestyle Planner
This Monthly Expense Tracker is your ultimate tool to map out your income goals for the three tiers of lifestyle freedom.

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Why Every Entrepreneur Needs a Monthly Expense Tracker

I’ll be honest with you: for years, I didn’t fully understand the importance of tracking my monthly expenses. I focused on scaling, revenue goals, and profits—but I didn’t connect the dots between those numbers and the life I wanted to build.

Fast forward to today, and I can tell you that using a monthly expense tracker has completely changed the game for me. Here’s why:

It Keeps You Aligned with Your Vision.
Your business should be a tool to support your dream lifestyle, not a source of endless hustle and burnout. Tracking your expenses helps you stay grounded in what you truly need (and want!) to create that life.
It Helps You Set Realistic Goals.
How can you hit your income targets if you don’t even know what they are? A monthly expense tracker shows you exactly how much you need to cover your basics, add comforts, and reach true financial freedom.
It Simplifies Decision-Making.
When you know your numbers, you can make smarter decisions—whether it’s hiring a team, investing in marketing, or setting boundaries around your time.

How to Get Started with Your Monthly Expense Tracker

If you’ve never used a monthly expense tracker, don’t worry—I’ve got you covered. In this episode, I break it all down and share my personal system for mapping out:

Your Financial Independence Number
This is the bare minimum you need to cover your necessities—think rent, utilities, groceries, and health insurance.
Your Financial Comfort Number
This is where the fun begins! Add in things like dining out, travel, spa days, or memberships that make life enjoyable and comfortable.
Your Financial Freedom Number
Dream big! What does true financial freedom look like for you? Maybe it’s early retirement, private travel, or taking your entire family on luxury vacations.

To make this process easier, I’ve created a free Lifestyle Goals Worksheet that you can download. It’s a fill-in-the-blank guide that will help you map out your expenses and income goals, step by step.

Why This Episode Is a Must-Listen

In this podcast episode, I’m sharing not only the why behind these financial goals but also the exact steps I’ve used to create a business that funds my dream lifestyle. I’ll walk you through how to track your monthly expenses, why passive income is the key to financial freedom, and how to celebrate your wins along the way.

If you’re ready to stop spinning your wheels and start building a business that truly aligns with your dream lifestyle, this episode is for you.

Listen to the full episode now and let me know what you think! 

Don’t forget to grab your free Lifestyle Goals Worksheet and start designing your dream life today.

Entrepreneurship isn’t just about building a business—it’s about building a life. And the first step to doing that is understanding your numbers. A monthly expense tracker is more than just a budgeting tool; it’s a roadmap to your goals, your freedom, and your fulfillment.

Resources & Links Mentioned:

THE LIFESTYLE INVESTOR BOOK| I talk about this book in the podcast and I highly recommend it.

START HERE | Learn more about the different ways Tanya can help you in your business. Whether it’s starting an online business or growing the one you have.

DIGITAL CREATOR STUDIO | Digital Creator Studio transforms how entrepreneurs build and grow online, combining excellence in automation with simplicity. Our all-in-one marketing platform delivers a proven path to growth with intelligent systems and proven training, giving you the freedom to focus on what you do best.

MY FAVORITES | My personal camera and video gear, my health, wellness and beauty products, my favorite books and more.

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I’m your biggest cheerleader when it comes to Financial Freedom, Success, and growing an online business to support your best life… I guess you could say I’m Wired To Crush It!

I created this shoe to share actionable roadmaps so you can Crush It in business and in life.

So if you’re an ambitious Entrepreneur, the Wired To Crush It show is your weekly dose of profitable steps that will help and inspire you to create the impact, income and life you deserve.

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